As every firm is different, unlike our competitors, we do not like to offer a generic; one size fits all, approach. So we have created a suite of compliance consultancy services which are tailored specifically for your requirements.
Do you need some advice on how to deal with a complex question? Why not speak to us about our consultancy services, which are designed to cover a wide range of issues that many FCA authorised firms may encounter. Our consultancy services can help if you are already authorised and need specialist advice for one off issues. We charge on an hourly basis at £145.00 per hour, with each project priced to take into account its complexity and time frame.
Need advice on how to proceed? Making an application is a daunting process and sometimes you need advice to get you to that stage. We offer a pre application service which can identify whether you need authorisation or not. Once we have identified this, we can then advise on the type of application you will require.
Pre application enquiries can save you a lot of hassle and money in the long run, and many of our clients find it a good way of clarifying their position, prior to making an application.
Post Application Pre-Authorisation Questions and Consultancy
We understand that some firms will have completed the FCA authorisation application themselves and subsequently will receive one or more rounds of questions from the FCA as part of their application review process. If you are looking for support in answering these questions we would be happy to assist on our £145.00 per hour fixed fee basis.
Compliance Reviews (Audit)
We can offer both onsite and a remote compliance review of your existing practices (eg. checking deal packs for motor dealers) and advise of areas of non-compliance, providing a corrective action plan.
The words “compliance audit” can be a daunting phrase to hear. We prefer to work with our clients in providing a supportive and collaborative Compliance Review. This will help to highlight areas of non-compliance, so that remedial action can be taken accordingly.
Understanding the complexities of plotting your existing policies and procedures against the requirements of the FCA can be baffling. We are here to conduct this review for you and offer suggested courses of action and amendments, so you can remain compliant at all times. For example, we can assist by checking your SECCI (pre-contract information) and credit agreements to ensure they meet the latest standards.
Meet Our Compliance Director, Pat Harter
We understand that you want professional advice and guidance from a credible source, which is where Pat Harter our Compliance Director comes to the fore, as our Lead Consultant
Pat is a hugely experienced professional having worked for Trading Standards for more than two decades. Most recently, as a regional Consumer Credit Specialist, advising business on all areas of complex consumer credit legislation, specialising in financial promotions. Pat is an expert in all areas of trading law; she is well known and hugely respected in the industry.
Pat holds a Diploma in Consumer Affairs and Trading Standards and is also a member of the Chartered Trading Standards Institute (CTSI). She has worked closely with the previous regulator on a number of projects and is also a qualified Lead Auditor.
Read what our clients say about this service
“I just wanted to send you an email to thank you and your entire team for all your assistance in everything we have had to do for FCA compliance. You made the whole process seamless and your team were incredibly knowledgeable in every aspect of this compliance and I would not hesitate to recommend you to any other companies. We will continue to use you for anything else with regards to FCA going forward. Please thank the team and look forward to working with you in the future.”
Charles Freimuth, Top555
“CCC provided great support throughout our FCA application process, providing practical advice, prompt replies and a high quality of service. They quickly became a trusted partner of our organisation and I would not hesitate to recommend their services to others. They provide great comfort in a regulatory system that can be isolating and confusing.”
Phill Jones, Motors.co.uk (Part of the Manheim Group)
“Working with Consumer Credit Compliance was a smooth and enjoyable process from start to finish. I’m very grateful to have the opportunity to be following my dreams of running my own business and this has been largely in part to their support & involvement. Communication was always efficient and friendly without jargon. Thanks for a professional high quality service – highly recommended”.
Chris Smith, Purple Bridge Services