Data Protection Update – Equifax Fine

The ICO have issued Equifax Ltd with a £500,000 fine for failing to protect the personal information of up to 15 million UK citizens during a cyber-attack in 2017. The ICO’s investigation revealed that Equifax Ltd migrated personal data relating to UK residents from the US server used by its parent undertaking Equifax Inc however […]

Cold calling ban for claims management companies

Since Saturday 8th September the Department for Digital, Culture, Media and Sport have introduced a cold calling ban for claims management companies. It means that CMCs have to now obtain prior consent from individuals before they can contact them by telephone to market their services. For More Information, please contact Jourdain at

Assessing creditworthiness in consumer credit

Policy Statement 18/19 Earlier this week, the FCA published Policy Statement 18/19 setting out new rules relating to creditworthiness assessments in consumer credit. The new rules mainly consist of clarifications of guidance which exists in the present CONC regime. Consumer Harm The FCA’s supervisory work identified that most borrowers repay their credit commitments without financial […]